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CITIBANK READY CREDIT

Citibank Ready Credit offers flexible borrowing up to S$200,000 with competitive interest rates, providing cost-effective, adaptable financial solutions.

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Discover more details about the card:

Flexible credit line from S$1,000 to S$200,000

Competitive interest rates

Easy access to funds via ATM, online, or mobile

Complimentary personal accident insurance coverage

HOW TO REQUEST

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CITIBANK READY CREDIT


Introducing the CITIBANK READY CREDIT, a personal loan designed to meet the dynamic needs of individuals in Singapore, offering a flexible line of credit for your financial aspirations.

Whether you're planning a dream vacation, handling unexpected expenses, or simply looking to consolidate debt, this product provides immediate access to funds, empowering you to navigate life's challenges with ease.

With competitive interest rates and tailor-made repayment options, it ensures both convenience and peace of mind.

Embracing transparency and simplicity, CITIBANK READY CREDIT makes responsible borrowing accessible and truly beneficial.


Flexible credit line from S$1,000 to S$200,000

The Citibank Ready Credit offers a flexible credit line ranging from S$1,000 to S$200,000.

This wide range allows you to access funds tailored to your individual needs.

Whether you're planning a small home improvement project or anticipating significant expenditures, this flexibility ensures you can meet financial demands without overextending yourself.

It's like having a financial safety net that can adapt to your lifestyle and goals.

Moreover, being able to borrow what you need when you need it reduces unnecessary interest costs.



Competitive interest rates

The Citibank Ready Credit provides competitive interest rates, which is key to managing debt responsibly.

Lower interest rates mean you're paying less in interest over time, allowing you to repay the principal amount more efficiently.

This can be particularly beneficial if you're consolidating higher-interest debt or funding a major purchase.

Competitive rates can significantly lower the cost of borrowing, making it an economical choice compared to other financial products.

This enables you to keep your finances in check while accessing the funds you need.




Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

HOW TO REQUEST

You will continue to explore our website

Easy access to funds via ATM, online, or mobile


With the Citibank Ready Credit, you have easy access to your funds whenever you need them.

Whether you're at home or on the go, you can conveniently withdraw cash from any ATM.

Additionally, funds are accessible online, allowing you to manage your finances with a few clicks.

The mobile access feature ensures that your funds are always at your fingertips, even when you're on the move.

This flexibility provides peace of mind knowing your money is readily available.



Complimentary personal accident insurance coverage


Citibank Ready Credit offers complimentary personal accident insurance coverage, adding an extra layer of security to your financial wellbeing.

This benefit provides peace of mind by ensuring you are protected in unforeseen circumstances.

It is particularly beneficial for frequent travelers, as it covers accidents that may occur during your trips.

Coverage includes medical expenses resulting from accidents, helping to alleviate the financial burden.

Having this insurance means you're better prepared for unexpected events, providing you stability and support when you need it most.

CARD AND ACCOUNT WITH NO FEES OR CHARGES

CARD AND ACCOUNT WITH NO FEES OR CHARGES

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HOW TO APPLY