Privacy Policy

We are COSTA BUILDER LTDA – CNPJ: 24.617.596 / 0001-31 and declare that we comply with this privacy policy, everything provided for by the General Data Protection Act (LGPD) – (Federal Law No. 13.709.2018), the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), the New York Stop Hacks and Enhance Electronic Data Security Act (NY SHIELD) and other data protection regulations.

By accessing the website of Maria Receitas from COSTA BUILDER LTDA – CNPJ: 24.617.596 / 0001-31, you are agreeing to be bound by these terms of service, all laws and regulations and regulate that you are responsible for compliance with all applicable local laws . If you do not agree with any of these terms, you may not use or access this site. The materials contained in this site are protected by applicable copyright and trademark laws.

Legal notice

The materials on COSTA BUILDER LTDA – CNPJ: 24.617.596 / 0001-31’s website are provided “as is”. COSTA BUILDER LTDA – CNPJ: 24.617.596 / 0001-31 makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, we do not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Welcome to Dinheiro’s Privacy Policy page. Your privacy is very important to us. This Privacy Policy describes our policies and procedures on the collection, use and disclosure of your information when you use the Service and tells you about your privacy rights and how the law protects you.

This document explains how we collect, use and protect your information. If you have any questions or need more information, please contact us via https://mariareceitas.com/sg/contact/. This Privacy Policy should be read and interpreted in conjunction with the General Terms and Conditions of Use of Maria Receitas, available at https://mariareceitas.com/sg/terms-of-use/. This Privacy Policy was created with the help of the Privacy Policy Generator.

General information for users

Maria Receitas aims to provide financial information to its users, making knowledge accessible to all. Users can browse the Dinheiro website without having to register first.

Maria Receitas complies with international security standards and protocols regarding data storage, protection, privacy and transmission, emphasizing that no method of data storage, protection, privacy or transmission is 100% secure and impenetrable.

Maria Receitas adopts practices and technologies that are constantly reviewed and improved in line with technical and regulatory advances, both national and international. When we talk about protection, we refer to any unauthorized access, use, alteration, disclosure or destruction of your data. To prevent this, we invest in measures that include encrypted communications, access controls, adherence to secure software development, internal compliance policies and accountability and risk mitigation measures that ensure the security of data throughout its life cycle. User information ‘ is also stored in secure, reputable and internationally recognized databases.

1. Consent

By accessing and using Maria Receitas, you confirm that you have read and understood the terms of this Privacy Policy and consent to the collection, use and storage of your information as described. Your consent is necessary for us to effectively provide services and personalize them to you.

This Privacy Policy applies solely to online activities conducted on Dinheiro Internet and only applies to information collected through our website. It does not cover any information that may be obtained through other means or external sources, including other online platforms and offline data collection.

If you do not agree to the terms described here, we recommend that you discontinue using the site. Otherwise, your browsing and interaction with the site indicates your full acceptance of our Privacy Policy.

2. Information We Collect

  • Personal Information:  We may collect personal information such as your name, email address, and phone number when you interact directly with us or create an account.
  • Browsing Information:  We collect information about the device and browser you use to access the site, including your IP address, browser type, and the pages you visit. This data helps us analyze trends and improve our services.

Usage data from our platform

  • Interactions with the platform;
  • Date and time of sending the information;
  • Demographic information;
  • URL Information;
  • Cookie data;
  • Technical data;
  • Device type and attributes;
  • Type of connection to the computer network;
  • Tongue;
  • Browser;
  • Operating system.

Usage data

Usage Data is collected automatically when you use the Service. It may include information such as your device’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When you access the Service on or through a mobile device, we may automatically collect certain information, including, without limitation, the type of mobile device you use, your mobile device unique identifier, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data.

We may also collect information that your browser sends whenever you visit our Service or when you access the Service on or through a mobile device.

You have the right to delete, or request assistance in deleting, the personal information we have collected about you. Our Service may give you the ability to delete certain information about yourself within the Service.

You may update, change or delete your information at any time by logging into your account, if you have one, and visiting your account settings section, which allows you to manage your personal information. You may also contact us to request access to, correction or deletion of any personal information you have provided to us. However, please note that we may need to retain certain information where we have a legal obligation or basis to do so.

3. How we use your information

The collected data is used for:

  • Operate and maintain the website
  • Personalize your user experience
  • Create new features and improve existing ones
  • Direct communication for support and promotional information
  • Fraud prevention and detection

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Storage of personal data

Your personal information will only be retained for as long as necessary for the purposes set out in this Privacy Policy. We will retain and use your personal information to the extent necessary to comply with our legal obligations (for example, if we are required to retain your information to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or improve the functionality of our Service, or we are legally obligated to retain this data for longer periods.

We will take all steps reasonably necessary to ensure that your data is kept secure and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

4. Security and storage of collected personal data

We always make every effort to ensure that all personal data collected from our users is stored securely. Storage is carried out nationwide, in accordance with all applicable laws on the subject.

In addition, Maria Receitas strives to apply and always update techniques to protect personal data collected through our platform, in order to prevent unauthorized access, loss, fraud, etc. or any improper form of data processing.
However, there is no 100% secure platform, so we cannot fully guarantee the security and privacy of all data collected. If you have any suspicions or concerns that your data is at risk, contact us through our service channels to receive our support.
The personal data collected will be stored for as long as the user is active on our platform. After this stage, we may store your data for the necessary period, in accordance with applicable regulations, to conduct audits, meet legal requirements, regulations, etc.

5. Who can we share the collected data with?

In order to perform all the services provided for in this Privacy Policy, it is necessary that the data we collect is sometimes shared with employees and/or partners and/or contract companies.

5.1  – Employees, service providers and branches: In order to provide our services with the highest commitment, we need the support of our employees in various sectors who process the personal data we collect. In addition, when performing any activity on the website, if necessary, it will be shared with employees and / or service providers and our branches so that they can provide services, scheduling and other necessary services.

5.2 – Judicial, governmental and/or police authorities: Maria Receitas applies a cooperative approach with the authorities in our country, in compliance with the legal or regulatory obligations applicable to it, by transferring the personal data of platform users to these authorities in the event of a court order or administrative request.

5.3 – Marketing and remarketing operators: User data collected through our websites may be processed as part of the marketing and remarketing operations of Maria Receitas and its companies or by third parties contracted for this purpose.

5.4 – Potential buyers: In the event of transactions and/or corporate changes, we may share personal data collected with third party companies, regardless of whether the negotiations concern all or part of Maria Receitas.

5.5  – Other Forms: We may also share collected data in other ways, provided that this method requires new user consent to ensure adequacy.

6. Use of cookies

Maria Receitas uses cookies to store information including visitor preferences, pages visited, and to optimize the user experience.

Disabling Cookies:  You can disable cookies in your browser settings. Please refer to your browser website for detailed instructions.

We use cookies and similar tracking technologies to track activity on our Service and store certain information. The tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service. The technologies we use may include:

  • Cookies or Browser Cookies:  A cookie is a small file placed on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some parts of our Service. Unless you have adjusted your browser setting to refuse cookies, our Service may use cookies.
  • Web Beacons:  Certain sections of our Service and our emails may contain small electronic files called web beacons (also known as clear gifs, pixel tags and single-pixel gifs) that allow us, for example, to count users who have visited those pages or opened an email and other site-related statistics (such as the popularity of a particular section and system and server integrity).

Cookies may be either “Persistent” or “Session” Cookies. Persistent cookies remain on your personal computer or mobile device when you go offline, while session cookies are deleted immediately when you close your web browser.

We use session and persistent cookies for the purposes set out below:

  • Essential/Necessary Cookies
    These cookies are essential to provide you with services available through the Site and to enable you to use some of its features. They help authenticate users and prevent fraudulent use of user accounts. Without these cookies, the services you have asked for cannot be provided and we only use these cookies to provide those services.
  • Functionality cookies
    Allow us to remember choices you make when you use the Site, such as remembering your login details or language preferences. The purpose of these cookies is to provide you with a more personal experience and to save you having to re-enter your preferences each time you use the Site.

For more general information about cookies, see “  What are Cookies  ?”

7. Third-party advertising

Our site displays ads from advertising partners who may use cookies, JavaScript, and web beacons to personalize ads based on your visits. Curiosity’s privacy policy does not apply to third-party websites, and we recommend that you review the privacy policies of those partners to understand their practices. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services.

8. User Cancel Option

We respect your right to control how your information is used, especially with respect to personalized advertising you see on Current Curiosity. If you would prefer to opt out of having ads personalized based on your interests and browsing history, we provide options to manage this preference.

To disable personalized advertising, you can visit the following links:

9. Rights of the owner of collected personal data

In accordance with the regulations in force, Maria Receitas gives priority to guaranteeing all its users the following rights:
9.1  – confirmation of the existence of processing;
9.2  – access to data;
9.3  – correction of incomplete, inaccurate or outdated data;
9.4  – anonymization, blocking or deletion of unnecessary, excessive data or data processed in breach of the provisions of this Law;
9.5  – portability of data to another service or product provider, upon express request, in accordance with the regulations of the national authority, respecting commercial and industrial secrets;
9.6  – deletion of personal data processed with the consent of the holder;
9.7  – information on the public and private entities with which the controller has shared data;
9.8  – information on the possibility of not giving consent and the consequences of refusing;
9.9  – withdrawal of consent.

10. Privacy Rights

  • CCPA: California users may request information about the data collected and request deletion of their personal data.
  • GDPR: Users have the right to access, correct, delete, or restrict their personal data, as well as transfer the data to another organization. To exercise any of these rights, please contact us.

11. Protection of minors

We do not knowingly collect Personal Information from children under the age of 13. If you believe that your child has provided information on our site, please contact us immediately. If we learn that we have collected Personal Information from anyone under the age of 13 without verification of parental consent, we will take steps to remove that information from our servers. If we need to rely on consent as a legal basis for processing your information and your country requires parental consent, we may require parental consent before collecting and using that information.