The Maria Receitas website is primarily aimed at creating content focused on financial education. Our materials are informative and analytical, covering a wide range of products and services (such as credit cards, loans, financing, various types of investments and others) offered by both national and international financial institutions.
Our General Terms of Use are available to users at any time. The provisions of the Maria Receitas Privacy Policy, available at https://mariareceitas.com/sg/privacy-policy/, in conjunction with applicable law, apply to these terms and use of the website.
Therefore, the General Conditions of Use aim to inform users of their obligations and responsibilities when accessing and/or using the Maria Receitas website, in accordance with the sections below.
It is important to note that we do not interfere in any credit assessment and/or approval processes for our clients or partners. The final decision to enter into a transaction, grant credit or make an offer rests solely with them, in accordance with their individual criteria and risk assessment policies.
1.1. By accessing Maria Receitas, you agree to be bound by the General Terms of Use and the Privacy Policy of Maria Receitas.
1.2. By accessing and/or using Maria Receitas, the user declares that he or she is at least 18 (eighteen) years old and has full legal capacity to accept the terms set out in these Terms of Use.
1.3. If the user does not meet the above criteria and/or does not agree, even partially, with the conditions set out in these Terms of Use, he/she must refrain from accessing and/or using the services offered by Maria Receitas.
2.1. Users may access this website to ask questions, solve problems, submit complaints or provide other information related to the products and services available on Maria Receitas.
2.2. “Contact” can be established via the form available at https://mariareceitas.com/sg/contact/.
3.1. The User should carefully read all the clauses contained in these Terms of Use and the Privacy Policy. By using the services and/or products offered on Maria Receitas, the User fully agrees with all the clauses and conditions of these Terms.
3.2. Maria Receitas provides links and/or redirects the User to other sites where the User can use services and/or purchase products from the respective companies without the interference of Maria Receitas.
3.3. After being redirected to the website of the advertised company, the User should carefully read and expressly accept the terms of use and privacy policy of the advertised company.
3.4. Maria Receitas is not responsible for:
(a) the general terms of use and privacy policies of the advertised companies;
(b) information relating to the services and/or products advertised;
(c) services and/or products potentially offered and/or contracted by the advertised companies.
3.5. Maria Receitas is not responsible for any viruses, malware, spyware, Trojans or any other software that may damage or change the settings of Users’ devices as a result of browsing the Internet, using the service, transmitting data, text, images, files or sound.
3.6. Users are solely responsible for keeping their devices’ operating systems up to date and for maintaining anti-virus software.
3.7. Maria Receitas shall not be liable for any loss or damage resulting from improper use of the Maria Receitas website and/or resulting from force majeure or unforeseeable circumstances.
3.8. Maria Receitas does not send or request deposits or bank transfers to approve any financial product.
3.9. Maria Receitas does not send e-mails to Users asking for confirmation of data or registration with executable attachments (e.g. .exe, .com, .scr, .zip, .rar) or download links. If you receive such a message, please notify us via the contact form located at https://mariareceitas.com/sg/contact/.
3.10. Without prejudice to the other provisions of these Terms of Use, the User’s obligations include:
(a) Not to infringe the rights of third parties when using Maria Receitas;
(b) Not using Maria Receitas to monitor or harass third parties;
(c) Not engaging in any fraudulent, illegal, dishonest or inappropriate activities while using the Maria Receitas website; and
(d) Compliance with the terms set out in these General Terms of Use and the Privacy Policy.
4.1. The General Terms of Use of Maria Receitas may be changed, supplemented or replaced at any time and for any reason, at the sole discretion of Maria Receitas, without prior notice to Users.
4.2. ANY PERSON WHO DOES NOT ACCEPT THESE TERMS, WHICH ARE BINDING AND INFRINGING, MUST REFRAIN FROM USING THE MARIA RECEITAS WEBSITE.
5.1. These General Terms of Use will remain in force indefinitely and any judicial or administrative claim arising from the use of Maria Receitas, subject to these General Terms of Use or the Privacy Policy, must be filed within 90 (ninety) days of the event that gave rise to it.
6.1. These Terms of Use shall be read and interpreted in conjunction with the Privacy Policy, and both shall be governed by the laws of the United States.
6.2. For any questions relating to the interpretation, compliance or any other issues relating to these Terms and the Privacy Policy, the parties expressly consent and waive any other jurisdiction by submitting to the jurisdiction of the courts of Belo Horizonte, where any doubts or disputes arising from these regulations will be resolved.